About
We Want You To Have
More Wealth For You & Your Loved Ones
That is Why We Share
Free Financial Education Content
Helping you understand what to do, why to do it, and how with high-quality information from our website and socials.
Free Financial Materials & Tools
Want to deepen your knowledge and learning? Hop into some of our in-depth and powerful programs to give you that extra leg up in your financial journey.
Vetted Recommendations
Certain companies can provide you with better service, lower fees and therefore higher returns. We help you identify the ones we believe can best assist you in achieving your financial goals.
Our Story:
Hi, I’m Joshua,
Like most Canadians, I was never taught financial literacy. I was left to figure out the money on my own, and I made nearly every mistake you can make. I paid high fees without knowing it. I picked stocks based on social media recommendations. I left my money on the sidelines. I panic sold. I made emotional money decisions. Unfortunately, these are only some of the mistakes I made…
The thing is, of course, these mistakes cost money and time, but the stress took a real toll on my mental health and relationships.
Eventually, I got tired of feeling that way and started learning, and it’s not as complicated as the financial industry wants you to believe.
By focusing on these four principles, I have gone from being in debt to saving and investing over $100,000.
- Spend less than you make
- Pay your future self first
- Invest in mostly low-fee index-tracking ETFs
- Be patient and let time and compounding do the heavy lifting.
More importantly, following these four principles helped me regain my peace of mind.
But along my journey of financial competence and confidence, I learned something that made me angry…
Canadians pay some of the highest investment fees in the world. Most of us hand over a big share of our returns to high-fee products we were sold, for no reason other than nobody taught us there was another way.
Meanwhile, digital investing has made it possible to invest directly at a fraction of the cost. Understanding and using these low-cost options can help you retire far wealthier, sometimes over 50% wealthier, with the same contributions.
That gap, between what Canadians could keep and what they actually keep, is why Retire Wealthier exists.
I’m not a financial advisor, and I won’t pretend to be one, but I am a Financial Literacy Facilitator. That is why I offer education in plain language so you can understand and master the principles, accounts, and tools that can help you make the decisions that are best for you and your unique situation.
If what you learn here helps you, pay it forward. Share the link to our site, socials or courses with someone you care about. Chances are nobody taught them this stuff either.
We Want YOU to WIN
Our Mission:
To Help You
Live Better & ‘Retire Wealthier’
by understanding how to financially plan, save, and invest in smarter ways that will benefit you and your loved ones.
Become More Financially Educated
and independent and not lose your money to an old ‘high fee’ system that takes a large percentage of your potential wealth.
Become More Financially Confident
By better understanding the financial principles, habits and disciplines that are important to growing your wealth, you can give yourself the confidence to become more financially successful and self-reliant.
