Which account should you fill first?

TFSA, RRSP, or FHSA: get your personal order in 10 seconds.

Based on 2026 federal and provincial tax brackets (includes Ontario surtax and the Quebec federal abatement; excludes credits, the Ontario Health Premium, and personal amounts). Marginal rates are estimates. This is for education and informational purposes only, it is not financial advice. Your age, pension, and retirement income all matter. Make the decisions on what accounts to prioritize that are best for you and your unique circumstances and goals. Consult a licensed financial or tax professional before making decisions. We do not guarantee the accuracy of these results and are not liable for outcomes based on their use. Full disclaimer. @retire.wealthier

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Please enter your annual income first.

Does your employer match RRSP or pension contributions? Do you (or jointly) own a home now, or have you in the previous 4 calendar years? Where is your income headed over the next 5 years? What is this money for? Show my order